Funding with Liberis
Liberis is the partner for this facility. Your offer identifies the contracting provider, available amount and repayment obligations.
AUTHORISED DOJO PARTNER
DOJO Flex Funds
Funding you can draw on as business costs arise.
A stock purchase or an unexpected repair can need paying for before there is room in the bank balance. DOJO Flex Funds offers eligible businesses a replenishing funding facility through Liberis, with repayments linked to daily card sales.
Free consultation · No obligation
LiberisFunding partner
Sales-linkedRepayment basis
Offer-specificFees and amount
business funding facility
Funding you can draw on as business costs arise.
Funding you can draw on as business costs arise.
IN BRIEF
What is DOJO Flex Funds?
DOJO Flex Funds gives eligible businesses access to funding they can draw on as costs arise. As repayments are made, the available balance replenishes, allowing further access under the facility terms. Offered with Liberis, it is repaid through an agreed percentage of daily card sales. The key question is what each drawdown costs and how those deductions fit alongside your other bills.
BEST SUITED TO
An eligible DOJO customer comparing a repeat-access facility for working capital.
THE IMPORTANT DETAILS
Minimum eligibility, amount available, mandatory first drawdown, fee calculation, sales percentage, contract and credit checks.
WHAT IT DOES
Access, repay and replenish.
Understand how the available balance and the cost of drawing funds would work alongside your trading income.
A defined fee structure
The first drawdown includes a fee-free portion, with a fixed fee on the rest. The personalised offer sets out the exact amounts; the whole advance should not be treated as free.
Sales-linked repayments
Repayments are collected automatically as an agreed percentage of daily card sales. A changing daily payment still needs to fit the business operating costs.
Access that replenishes
Repayments replenish the available balance, supporting further drawdowns under the facility terms. We help you identify limits, minimums and any steps required for further access.
Eligibility and assessment
Card revenue, trading history and provider checks affect access. We help you establish the current criteria before you spend time on an application.
WHERE IT MAY HELP
Where it makes a difference
Repeat access to funds is useful when the fees and daily sales deductions suit your cash flow.
Short-term working capital
Consider how a daily sales deduction affects suppliers, payroll and other outgoings in lower-volume periods.
Recurring access
The replenishing balance may differ from a one-off advance. Confirm the limit, drawdown minimums and whether any amount must be taken first.
Comparing funding products
Compare Flex Funds with DOJO Business Funding and other options by total fees, payment collection, eligibility and contract obligations.
IN PRACTICE
What remains after the daily deduction?
A repayment that follows card sales changes with trade. It still needs to leave enough for suppliers, staff and the other costs of running the business. Look at the proposed sales percentage and drawdown fee against both quieter and busier periods.
A replenishing balance can suit costs that arise at different times, but each use still needs to make commercial sense. Compare the fee on a proposed drawdown with the benefit of making that purchase now. If you need one defined amount for a single investment, compare the facility with a one-off advance as well. The way you access the money is part of the decision, alongside its price.
Remember that the daily collection is a percentage of sales, not of the profit left after your costs. A busy trading day can bring a larger deduction while suppliers and staff still need paying. Put the proposed percentage into your own cash-flow forecast and look at what remains. The personalised offer should make the fee, first drawdown and further-access conditions clear.
YOUR OPTIONS
How do the options compare?
Compare the role of each option with the job you need it to do.
| Option | What it does | Question to ask |
|---|---|---|
| DOJO Flex FundsTHIS PRODUCT | A Liberis funding facility with a replenishing balance and repayments linked to daily card sales. | Minimum eligibility, amount available, mandatory first drawdown, fee calculation, sales percentage, contract and credit checks. |
| DOJO Business Funding ↗ | A YouLend partner advance with an upfront fixed fee. | Would a defined advance meet the need? |
| Other finance | Different providers offer different repayment models and terms. | What is the full cost and obligation for the same funding need? |
Related pages: DOJO Business Funding · DOJO Flex Funds · Capital on Tap
UNDERSTAND THE COST
What should the quote include?
Know the cost of drawing funds and the share of sales collected.
We help you work through the fee-free portion, fixed fee on the remainder and total repayment in the personalised offer. Include the required first drawdown, later access rules and percentage of sales collected. The amount available and fee are individual to the offer.
Read our business funding guide ↗What your offer should explain.
- 01Amount available
The approved balance or advance, and any required first drawdown.
- 02Fee and total repayment
The fee on the money you take and the full amount you will repay.
- 03Daily sales deduction
The agreed percentage, how it is collected and what happens when trading changes.
- 04Access and contract
The provider, funding conditions, repayment obligations and any later access rules.
Funding is subject to eligibility and assessment. Review the personalised provider offer before accepting.
BEFORE YOU COMMIT
Work through access, fees and repayment.
Liberis assesses the application. The personalised offer sets the available balance, drawdown conditions and repayments.
Check eligibility
Confirm current card-revenue, trading-history and provider criteria.
Inspect personalised offer
Review amount, fee-free part, fee, repayment percentage and any minimum draw.
Model repayments
Consider card-sales deductions across quiet and busy periods.
Read contract
Confirm provider, term, checks, drawdown and repayment obligations before accepting.
BEFORE YOU DECIDE
DOJO Flex Funds questions.
Answers about features, costs and getting started.
Ask about DOJO Flex Funds ↗Who provides DOJO Flex Funds?
Flex Funds is offered with Liberis. Your individual offer identifies the provider, contracting party and full terms.
Who may be eligible?
Eligibility depends on card revenue, trading history and provider checks. We help you establish the current requirements for your business before applying.
Is the first advance free?
Only a portion of the first drawdown is fee-free; a fixed fee applies to the remainder. The exact split is set out in your offer.
How do repayments work?
An agreed percentage of daily card sales is collected automatically. Review the contract and model what remains for other costs at different sales levels.
Does the balance replenish?
Yes. Repayments replenish the available balance, with further drawdowns governed by the facility terms.
Can I take any amount?
Minimum drawdowns and access limits apply. We help you identify the required first drawdown and later access rules in your offer.
When are funds received?
Timing depends on your transaction history, acceptance and the offer conditions. Establish the date with the provider before committing to a purchase or supplier payment.
Is this the same as Business Funding?
No. Flex Funds is a separate Liberis partner facility. DOJO Business Funding is offered with YouLend. Compare the access, fees and repayment terms for the need you have.
PRODUCT GUIDANCE
Would repeat access to funding help your cash flow?
Tell us what you need funding for and whether you already take payments with DOJO. We can explain the Liberis application route and the terms to compare.
No obligation · Terms depend on the provider’s written offer