Funding with YouLend
This DOJO funding option is offered in partnership with YouLend. The provider assesses the application and sets the offer; Reeve Consult does not make the funding decision.
AUTHORISED DOJO PARTNER
DOJO Business Funding
Fund the next business purchase, with repayment linked to sales.
If you are ready to buy stock, replace equipment or invest in the business, the cost may arrive before the extra sales. DOJO Business Funding offers eligible businesses a cash advance through YouLend, with a fixed fee agreed upfront.
Free consultation · No obligation
YouLendFunding partner
Fixed feeOffer-specific
Sales-linkedRepayment basis
business funding referral
Fund the next business purchase, with repayment linked to sales.
Fund the next business purchase, with repayment linked to sales.
IN BRIEF
What is DOJO Business Funding?
If you need funding for stock, equipment or another business investment, DOJO Business Funding offers eligible businesses a cash advance through YouLend. The fee is agreed upfront, and repayment comes from a fixed percentage of daily card takings. You repay more on stronger trading days and less on quieter ones, so compare the total cost and what the deductions leave for running the business.
BEST SUITED TO
A DOJO merchant assessing a provider’s card-turnover-linked funding offer.
THE IMPORTANT DETAILS
Provider identity, eligibility, total repayment, collection percentage, term, credit checks and consequences of missed or changed trading.
WHAT IT DOES
Know the fee and how repayment works.
The amount advanced, the total repayable and the share of daily card sales determine how the funding fits your business.
An upfront fixed fee
The offer sets out the advance, fee and total amount repayable. Looking at those figures together helps you judge the cost of the planned purchase or investment.
Repayments from card sales
An agreed percentage of daily card takings goes towards repayment. We help you consider what this leaves for wages, suppliers and other costs in quieter periods.
An individual assessment
Your transaction history, business performance and credit information inform eligibility. A displayed or pre-qualified amount is not a guaranteed offer.
Understand the application
Read the current credit-search disclosure and contract before proceeding. We help you identify questions for the provider about checks, collection and changes in trading.
WHERE IT MAY HELP
Where it makes a difference
The funding needs to support a business purpose while leaving room for the costs you already have.
Seasonal cash flow
Sales-linked collections vary with card revenue. Model the amount left for operating costs in quieter periods as well as the total cost of the advance.
Planned investment
A refit or equipment purchase needs a realistic route to earning back its cost. Compare that plan with the fee and daily share of card sales committed to repayment.
An existing DOJO business
We help you understand the funding route, eligibility questions and settlement implications. The provider decides whether to offer funding and on what terms.
IN PRACTICE
Will the purchase justify the funding cost?
Start with what the money will pay for and when that purchase is expected to help the business. Compare the advance and total repayment with the daily sales deductions, including during quieter trading. An application and an approved offer are separate stages.
An upfront fixed fee makes one part of the cost clear. You still need to assess the total repayment and the share of card sales collected each day. Compare those figures with the benefit you expect from the purchase. Replacing essential equipment and buying speculative extra stock are different decisions, even when the amount of funding requested is the same.
Consider timing as well as affordability. If a supplier needs paying by a particular date, establish when the funding would be available before committing to the purchase. Then model the daily deductions against your existing costs during both quieter and stronger trading. We can explain the application route, while YouLend confirms eligibility, the amount and the terms of any approved offer.
YOUR OPTIONS
How do the options compare?
Compare the role of each option with the job you need it to do.
| Option | What it does | Question to ask |
|---|---|---|
| DOJO Business FundingTHIS PRODUCT | A YouLend cash advance with an upfront fixed fee, repaid through a share of daily card takings. | Provider identity, eligibility, total repayment, collection percentage, term, credit checks and consequences of missed or changed trading. |
| Flex Funds ↗ | A separate facility offered with Liberis, with replenishing access. | Do I need a one-off advance or access to further drawdowns? |
| Bank or other finance | Different providers offer different costs and repayment structures. | How do total cost, security and repayment obligations compare? |
Related pages: DOJO Business Funding · DOJO Flex Funds · Capital on Tap
UNDERSTAND THE COST
What should the quote include?
Compare the advance with the total amount repayable.
Before accepting, check the advance, fixed fee and total amount repayable in your offer. Review the percentage deducted from card sales, expected repayment period, effect on settlements and early repayment rules. This is general information, not financial advice.
Read our business funding guide ↗What your offer should explain.
- 01Amount available
The approved balance or advance, and any required first drawdown.
- 02Fee and total repayment
The fee on the money you take and the full amount you will repay.
- 03Daily sales deduction
The agreed percentage, how it is collected and what happens when trading changes.
- 04Access and contract
The provider, funding conditions, repayment obligations and any later access rules.
Funding is subject to eligibility and assessment. Review the personalised provider offer before accepting.
BEFORE YOU COMMIT
Understand the offer before accepting.
YouLend assesses the application and sets the offer. Review the amount, fee and repayment obligations together.
Check the provider
Confirm the contracting party and who assesses the application.
Review affordability
Consider the daily sales deduction under both quieter and stronger trading scenarios.
Read the offer
Compare the advance, fixed fee, total repayable, collection percentage and term.
Decide independently
Read the full contract and seek appropriate advice if you are unsure before accepting.
BEFORE YOU DECIDE
DOJO Business Funding questions.
Answers about features, costs and getting started.
Ask about DOJO Business Funding ↗Who provides DOJO Business Funding?
This funding option is offered through DOJO in partnership with YouLend. Your offer documents identify the contracting party and full terms.
How are repayments collected?
An agreed percentage of daily card takings is collected towards repayment. The contract sets the exact percentage and collection process.
Is it a loan or grant?
It is repayable business funding structured as a cash advance with a fixed fee, not a grant. Read the legal description and obligations in the individual offer.
What does it cost?
The offer sets an individual fixed fee. Compare the advance with the total amount repayable and any other contractual charges.
Am I guaranteed to be approved?
No. Eligibility and the amount offered depend on the provider assessment, including transaction history, business performance and credit information.
Will a credit check affect my score?
The YouLend application route includes a soft-search assessment. Read the current disclosure before proceeding to establish exactly which checks apply to your application.
How much can I get?
The provider decides the amount after assessment. We help you consider what your business needs and what repayments would leave for running costs; a headline maximum is not a promise.
Does Reeve Consult make the lending decision?
No. The provider assesses the application and determines the offer. We explain the product and clarify our role in any introduction before you proceed.
PRODUCT GUIDANCE
What would the funding let your business do?
Tell us what you need to fund and whether you already use DOJO. We can explain the YouLend route; YouLend assesses the application and sets the offer.
No obligation · Terms depend on the provider’s written offer